Terms of Service
Last updated: March 23, 2026
1. Acceptance of Terms
By accessing or using Loan.ai, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Service Description
Loan.ai is an AI-powered loan comparison and pre-qualification platform. We help borrowers compare rates from multiple lenders, receive AI-powered pre-qualification estimates, and connect with lenders of their choice. Loan.ai is not a lender and does not make credit decisions or loan offers.
3. Not Financial Advice
The information provided on Loan.ai is for informational purposes only and does not constitute financial, legal, or tax advice. Rate estimates and pre-qualification results are approximations and are not guaranteed offers. Always consult with a qualified financial advisor before making borrowing decisions.
4. User Responsibilities
You agree to provide accurate information when using our services. You are responsible for maintaining the confidentiality of your account credentials. You agree not to misuse our platform or attempt to access it through unauthorized means.
5. Limitation of Liability
Loan.ai provides its services “as is” without warranties of any kind. We are not responsible for the actions, rates, or terms offered by third-party lenders. Our liability is limited to the maximum extent permitted by applicable law.
6. Changes to Terms
We may update these Terms of Service from time to time. We will notify users of material changes by updating the “Last updated” date. Continued use of the platform after changes constitutes acceptance of the revised terms.
7. Contact Us
Questions about these Terms? Contact us at hello@loan.ai.